Coming Soon · Built, not just an idea
Every naira in your business,
finally in one place.
Stop juggling four banking apps, a spreadsheet, and WhatsApp just to know where your business stands. Owoye connects your accounts, sends your invoices, chases your late payers, and tells you what's really going on — built from the ground up for Nigerian SMEs.
No spam. We'll only reach out when we're ready to launch.
What's built
Everything you're currently doing across five apps, in one.
Multi-bank aggregation
Connect GTBank, Access, Zenith and more via Mono. One real, consolidated cash position — updated in real time, automatically categorised.
Invoicing that chases itself
Send professional invoices, track outstanding receivables, and get automatic overdue flags — no more awkward WhatsApp follow-ups.
Leo, your AI financial assistant
Ask "which clients pay late?" or "what did I spend most on last quarter?" and get instant answers from your own financial data.
Bank-grade security
2FA, JWT with session versioning, and NDPR-compliant data handling — built with CBN open banking guidelines in mind from day one.
Backing Nigerian fintech?
Owoye is fully built and pre-launch — targeting the 40M+ SMEs that generate 48% of Nigeria's GDP with no integrated financial tooling built for their context.